Closing costs you should expect

 Mendes Residential can walk you through closing - 619-889-3614


There are certain typical expenses accompanying closing the sale of a home. These costs are often divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your transaction.

Closing costs that are tied to your mortgage    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, we'll not only work to get the highest sales price, but we'll also advocate for lower closing costs. And once we've reached an agreement, we'll explain in detail the closing costs so you are aware of exactly where your money is going.

Buyers: When buying a home in San Diego, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within an appropriate range so you're not astonished when you come to the closing table. We'll be happy to look at the estimate with you, answering your questions and highlighting any estimates that are uncertain.

Don't forget to factor in closing costs when considering a home sale or purchase. Mendes Residential is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 619-889-3614 if your needs include a professional REALTOR® experienced in the business side of real estate.

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