Sellers: As we hammer out your deal, we'll not only work to get the highest sales price, but we'll also advocate for lower closing costs. And once we've reached an agreement, we'll explain in detail the closing costs so you are aware of exactly where your money is going.
Buyers: When buying a home in San Diego, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within an appropriate range so you're not astonished when you come to the closing table. We'll be happy to look at the estimate with you, answering your questions and highlighting any estimates that are uncertain.
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